A Welcome Solution to Traditional Health Care!

How it Works!

Individuals, couples, families, churches and organizations contribute financially into the members’ escrow account and we act as the neutral escrow agent for the members.

• Members’ medical needs are shared according to the Membership Guidelines and escrow instructions.
• Members are asked to submit a monthly contribution.
• Members present their Membership ID card when medical services are received and the provider submits the medical need according to the instructions on the back of the card.

To date, all eligible medical needs have been shared.

That says a lot about our members!

The Beliefs Our Member’s Share

• We care for one another.
• We keep our bodies clean and healthy with proper nutrition.
• We believe the use of any form of tobacco, illicit drugs and excessive alcohol consumption is harmful to the body and soul.
• We believe that marriage is a bond between a man and a woman. Sexual relations outside the bond of marriage are morally wrong.
• We believe abortion is wrong, except in a life-threatening situation to the mother.
• We care for our families and physical, mental or emotional abuse of any kind to a family member or anyone else is morally wrong.

Individual Mandate

The ACA legislation contains many provisions that are complex and detailed about our nation’s health care. Among these provisions is the ‘individual mandate’, the requirement that every American purchase health insurance. Under the law, you must purchase health insurance by March 31, 2014, be exempt from the law, or face a penalty imposed and collected by the IRS.

Be Exempt

Members of a recognized Health Care Sharing Ministry are exempt from the mandate to purchase health insurance by 2014 or face financial penalties. Enrollment with a recognized Health Care Sharing Ministry removes your requirement under the healthcare mandate to purchase health insurance and also removes the penalty.

Recognition

In 2014 Altrua Ministries, dba Altrua HealthShare received its recognition as a Health Care Sharing Ministry recognized by the Centers for Medicare & Medicaid Services (CMS). As a result, the members of Altrua HealthShare have the security of being members of a recognized Health Care Sharing Ministry. Altrua HealthShare is a Health Care Sharing Ministry that is a 501(c)(3) non-profit organization that facilitates the sharing of eligible medical needs between members.

 Exemption Action Point

The IRS has prepared tax forms which allow taxpayers to claim exemption as a member of a Health Care Sharing Ministry. These forms are simple to fill out and fairly easy to understand.

Form 8965 simply asks for the Code under which members are exempt. Members of a Health Care Sharing Ministry utilize a Code “D” exemption. The 2014 tax forms do not ask for the name of the exempt Health Care Sharing Ministry. On Form 8965, leave Parts I and II blank, and in Part III, members simply write in the letter “D” in the column titled “Exemption Type.”

In the event an accountant or tax preparer asks for the name of the recognized HCSM through which members share medical needs, the recognition name of our Health Care Sharing Ministry is: “Altrua Ministries” the program name is Altrua HealthShare.